Motorcycle Accident Lawyers Who Fight for Injured Riders
Riders have almost no protection in a crash. When a driver turns left across your path, changes lanes without looking, or opens a door in front of you, the injuries are often catastrophic: traumatic brain injuries, spinal cord damage, fractures, severe road rash, and amputations.
Since 2014, The Injury Advocates has represented injured motorcyclists and their families across Florida. We handle the investigation and the insurance companies so you can focus on your recovery.
Why Motorcycle Claims Are Different in Florida
Florida’s no-fault PIP coverage does not apply to motorcycles, so injured riders cannot rely on the $10,000 in PIP benefits that car occupants receive. Instead, recovery usually comes from the at-fault driver’s bodily injury liability coverage, your own uninsured/underinsured motorist coverage, medical payments coverage, and health insurance.
Florida does not require drivers to carry bodily injury liability coverage, which makes uninsured motorist coverage especially important for riders. We review every available policy early so no source of recovery is missed.
Rider Bias, Helmets, and Comparative Fault
Insurance adjusters often assume the rider was speeding or reckless. Under Florida’s modified comparative negligence rule, your compensation is reduced by your share of fault, and you cannot recover if you are found more than 50% at fault. That makes evidence critical: scene photos, video, witness statements, and crash reconstruction.
Florida law allows riders over 21 to ride without a helmet if they carry at least $10,000 in medical benefits coverage. Not wearing a helmet does not bar a claim, but insurers may argue it worsened a head injury. Lane splitting is illegal in Florida, and insurers will raise it if it applies.
What Compensation Is Available?
Injured riders may recover:
If a crash was fatal, the family may have a wrongful death claim.
How Long Do You Have to File?
Generally two years from the date of the crash for negligence claims arising on or after March 24, 2023. Waiting can cost you evidence: damaged bikes get repaired or scrapped, video is overwritten, and witnesses become hard to find. Contact us as soon as you are able.
After a motorcycle crash, you face medical bills, time away from work, and adjusters who may assume the rider was at fault. We gather the evidence, work with reconstruction and medical professionals when needed, and pursue every available source of recovery.
Why Injured Riders Choose The Injury Advocates
No. Florida’s no-fault PIP system applies only to vehicles with four or more wheels, so it does not cover motorcycles. Injured riders usually recover from the at-fault driver’s bodily injury liability coverage, their own uninsured/underinsured motorist coverage, medical payments coverage, and health insurance.
Nothing up front. Your consultation is free, and we handle injury cases on a contingency fee basis, which means our fee is a percentage of the money we recover for you. If we do not win your case, you owe no attorney’s fees and no case costs.
Often, yes. Florida allows riders over 21 to ride without a helmet if they carry at least $10,000 in medical benefits coverage. Not wearing a helmet does not by itself bar a claim, but the insurance company may argue it made a head injury worse, which can affect the amount recovered.
Florida follows a modified comparative negligence rule. Your compensation is reduced by your percentage of fault, and if you are found more than 50% at fault, you cannot recover damages. Insurers often blame riders, so evidence from the scene, video, and witnesses matters.
No. Florida law prohibits riding a motorcycle between lanes of traffic or between rows of vehicles. If a rider was lane splitting, the insurer will use it to argue fault, but the other driver’s conduct is still part of the analysis.
Generally two years from the date of the crash for negligence claims arising on or after March 24, 2023. A wrongful death claim generally must be filed within two years of the date of death, and claims against government agencies have special notice requirements.
