After a crash, your memory becomes unreliable. The stress of the situation makes it easy to forget crucial details.
While waiting for the police to arrive, you need to gather specific information from the other driver. Do not rely on the police report alone—officers can make mistakes, or it may take weeks to get the final report.
The “Must-Have” Checklist
Do not just write these down on a napkin. Use your phone to take clear photos of the following documents (ask the other driver for permission first):
- Driver’s License: Ensure you capture the full name, address, and DL number. Check if the photo matches the person driving.
- Insurance Card: This is critical. Make sure the policy is current (check the expiration date). Capture the Policy Number and the Insurance Company name.
- License Plate: Take a photo of the rear plate. If the driver flees, this is your only link to them.
- Vehicle Registration: This confirms who actually owns the car (which may be different from the driver).
What NOT to Discuss
While exchanging this info, be polite but guarded.
- Do NOT discuss who was at fault.
- Do NOT say “I’m sorry” (this can be used against you).
- Do NOT discuss your injuries in detail with the other driver.
Pro Tip: If the other driver refuses to provide information, do not argue or escalate the situation. Wait for the police to arrive and let the officer handle the exchange.
